In this lesson you will learn to talk about money.
课上内容（Lesson）
Are you a saver or spender? 你是一个节约的人还是一个挥霍的人？
Do you make plans for your monthly spending? 你每月有制定支出计划？
What is the best way to get rich? 致富的最佳途径是什么?
词汇（Key Word ）
gold coin silver coin
budget n. 预算，预算费 vt. 安排，预定；把…编入预算 vi. 编预算，做预算 adj. 廉价的 # plan to spend
track my expenses 跟踪我的费用;流水账 day-to day account
句型（Sentences）
A Speech: How to Save Money 演讲:如何省钱
Ladies and gentlemen:
女士们先生们
Welcome future millionaires! I'm here to talk about money.
欢迎未来的百万富翁!我来聊一聊钱。
We all need money. We all want to be rich. Let me tell you how to save money.
我们都需要钱。我们都想变得富有。让我告诉你如何省钱。
Frist, you must be frugal. You should be careful with your money.
首先，你必须节俭。你应该小心你的钱。
You shouldn't be a huge spender.Never spend more than you make.Manage your money wisely.
你不应该是一个挥金如土的人。永远不要花得比你挣的多。明智地理财。
Second, don't be a borrower. Pay off your bills. Debt can often trap you.
Once in it, you fall deeper and deeper into debt. # debt 里面的"b" 不发音
Never borrow from others /ʌðɚz/ . 永远不要向别人借钱。
Third， don't be a lender. Never lend money to others.
第三,不要做一个“提款机”。永远不要借钱给别人。
Lend your money and lose your friend. Lend only if the need is reasonable.
借钱给别人会失去朋友。只有在合理的情况下才贷款。
If your friend asks for one hundred, lend him twenty.
如果你的朋友要一百元，借给他二十元。
Fourth， buy things with cash. Avoid using credit cards.
第四,用现金买东西。避免使用信用卡。
Never spend your money before you have it .
钱还没到手就不要花。
Never buy things you cannot afford. Buy only what you need.
永远不要买你买不起的东西。只买你需要的东西。
Don't buy what you want.
不要买你想要的。
He has always been frugal and tries to save money.
I think 10 RMB is a reasonable price for lunch.
You need a huge amount of money to buy a house these days.
Some salespeople try to trap you into buying a product you don't want.
语法（Grammar）
$ dollar 美元
€ euro 欧元
£ pound 英镑
% percent
$5.25 five dollars and twenty-five cents
2.5% two and a half percent, or two point five percent
125 one hundred and twenty five
463 four hundred and sixty three
6185 six thousand one hundred and eighty five
$ 1.6M one point six million dollars