I am missing the .h-files when I just started my HelloWorld in MonoTouch/MonoDevelop. I have the same question as this guy, but the answer provided did not help me.
Try Closing down XCode and MonoDevelop completely and then reopen MonoDevelop. That worked for me.
Problem for me was that I had moved Xcode out of Application folder to another folder. Moving it back fixed it for me.
How are you opening the xib file in Xcode?
You need to double-click the xib file from within MonoDevelop so that MonoDevelop creates a fake project (with header files) for Xcode to use.