Given a latitude and longitude, what is the easiest way to find the name of the city and the US zip code of that location.
(This is similar to https://stackoverflow.
You have two main options:
The US Census publishes a map of US ZIP codes here. They build this from their smallest statistical unit, a Census Block, which corresponds to a city block in most cases. For each block, they find what ZIP code is most common on that block (most blocks have only one ZIP code, but blocks near the border between ZIP codes might have more than one). They then aggregate all the blocks with a given ZIP code into a single area called a Zip Code Tabulation Area. They publish a map of those areas in ESRI shapefile format.
I know about this because I wrote a Java Library and web service that (among other things) uses this map to return the ZIP code for a given latitude and longitude. It is a commercial product, so it won't be for everyone, but it is fast, easy to use, and solves this specific problem without an API. You can read about this product here:
http://askgeo.com/database/UsZcta2010
And about all of your geographic offerings here:
http://askgeo.com
Unlike reverse geocoding solutions, which are only available as Web APIs because running your own service would be extremely difficult, you can run this library on your own server and not depend on an external resource.
geonames has an extensive set of ws that can handle this (among others):
http://www.geonames.org/export/web-services.html#findNearbyPostalCodes
http://www.geonames.org/export/web-services.html#findNearbyPlaceName
Or google's reverse geocoding
link
http://maps.google.com/maps/geo?output=xml&q={0},{1}&key={2}&sensor=true&oe=utf8
where 0 is latitude 1 is longitude
This is the web service to call. http://developer.yahoo.com/search/local/V2/localSearch.html
This site has ok web services, but not exactly what you're asking for here. http://www.usps.com/webtools/
If you call volume to the service gets up too high, you should definitely consider getting your own set of postal data. In most cases, that will provide all of the information that you need, and there are plenty of db tools for indexing location data (i.e. PostGIS for PostgreSQL).
Another reverse geocoding provider that hasn't been listed here yet is OpenStreetMap: you can use their Nominatim search service.
OSM has the (potentially?) added bonus of being entirely user editable (wiki-like) and thus having a very liberal licencing scheme of all this data. Think of this of open source map data.