I start versioning at the lowest (non hotfix) segement. I do not limit this segment to 10. Unless you are tracking builds then you just need to decide when you want to apply an increment. If you have a QA phase then that might be where you apply an increment to the lowest segment and then the next segement up when it passes QA and is released. Leave the topmost segment for Major behavior/UI changes.
If you are like me you will make it a hybrid of the methods so as to match the pace of your software's progression.
I think the most accepted pattern a.b.c. or a.b.c.d especially if you have QA/Compliance in the mix. I have had so much flack around date being a regular part of versions that I gave it up for mainstream.
I do not track builds so I like to use the a.b.c pattern unless a hotfix is involved. When I have to apply a hotfix then I apply parameter d as a date with time. I adopted the time parameter as d because there is always the potential of several in a day when things really blow up in production. I only apply the d segment (YYYYMMDDHHNN) when I'm diverging for a production fix.
I personally wouldn't be opposed to a software scheme of va.b revc where c is YYYYMMDDHHMM or YYYYMMDD.
All that said. If you can just snag a tool to configure and run with it will keep you from the headache having to marshall the opinion facet of versioning and you can just say "use the tool"... because everyone in the development process is typically so compliant.