The WSDL file I used to create the CXF client has this element definition:
I might suggest the use of xQuery on the schema referenced by the WSDL. The name and location of the schema are part of the WSDL, and can be retrieved via XQuery also.
Schemas are well-formed XML, so you will just have to determine the correct XPath selector to retrieve the desired value - in this case, that will be at a minimum something like...
//xsd:element[@name == 'Rate']//xsd:fractionDigits/@value
Which should yield the value 2.
Keep in mind that there is an XPath/XQuery interpretor built into the latest JDKs. You merely have to put some kind of front-end on it, and I believe it will handle streams quite nicely.
Doing the above will let you query the schema dynamically as you are processing a given element, allowing you, for example, to get the correct number of decimal digits when processing the Rate.