Phonetically Memorable Password Generation Algorithms

Question

Background

While at the Gym the other day, I was working with my combination lock, and realized something that would be useful to me as a programmer. To wit, my combin

Answer 1

I prefer giving users a "hard" password, requiring them to change it on the first use, and giving them guidance on how to construct a good, long pass phrase. I would also couple this with reasonable password complexity requirements (8+ characters, upper/lower case mix, and punctuation or digits). My rationale for this is that people are much more likely to remember something that they choose themselves and less likely to write it down somewhere if they can remember it.