Java setting private fields inside constructors

Question

Common design practice is to make instance variables private and have public getters and setters to access them. But many times I have seen code samples on the internet that

Answer 1

This does not defeat encapsulation since the private member is still hidden from the other classes

If the modifier method does not contain any logic and just sets the member then there is no difference between directly setting the member of calling its setter method although for better practice the setter should be called.

The setter indicates that this person's name might change in the future and allows it easily without creating an entire person object again.