I am using the php sdk to access a user\'s albums and photos in a website. I am able to login and also able to retrieve all the info about the albums and photos.
How
There are 3 things you need.
You need to oAuth with the owner of those photos. (with the 'user_photos' extended permission)
You need the access token (which you get returned in the URL box after the oAuth is done.)
When those are complete you can then access the photos like so https://graph.facebook.com/me?access_token=ACCESS_TOKEN
You can find all of the information in more detail here: http://developers.facebook.com/docs/authentication