How to replace all occurrences of a character in string?

Question

What is the effective way to replace all occurrences of a character with another character in std::string?

Answer 1

#include 
#include 
using namespace std;
// Replace function..
string replace(string word, string target, string replacement){
    int len, loop=0;
    string nword="", let;
    len=word.length();
    len--;
    while(loop<=len){
        let=word.substr(loop, 1);
        if(let==target){
            nword=nword+replacement;
        }else{
            nword=nword+let;
        }
        loop++;
    }
    return nword;

}
//Main..
int main() {
  string word;
  cout<<"Enter Word: ";
  cin>>word;
  cout<