Apache .htaccess vs httpd - does it really matter?

Question

I know this question has been asked many times and I\'ve researched it myself on Google as well but just can\'t come up with the answer I need.

My hosting company is NOT

Answer 1

Performance hit for reading the file? That's micro-optimization. Favour .htaccess. You don't need special privileges to edit it.

Also on a shared hosting site, everyone shares the httpd.conf settings so, if thats your situation, it's not applicable.