I’ve built a SaaS website with subscriptions, enabled by an external payments processor (which could be Stripe, Braintree, Paddle, etc.).
Now this website for my SaaS ha
I think Quickbooks by Intuit (accounting software) is an example of a SaaS solution which, I believe, does not go through Google:
https://play.google.com/store/apps/details?id=com.intuit.quickbooks
Another example is Invoice2Go
https://play.google.com/store/apps/details?id=com.invoice2go.invoice2goplus
These solutions are available through different devices (iOS and Android) and thorough web. It doesn't make sense for Google to take a cut since the Android app is just one of many different user connection options, just like Google's songs/music example.